tower car insurance nz

Tower Car Insurance

Founded by Kiwis back in 1869, Tower Insurance have since gone on to become New Zealand’s leading insurance providers. Tower Car Insurance in NZ pride themselves on “being there when you need them the most”. Tower Insurance has been rated Excellent for financial strength by AM Best.

Compare Car Insurance Deals
Bear 003

Tower Car Insurance want you to live your life with confidence, knowing that your automobile is adequately protected. When it comes to their policies, they offer three types of car insurance cover. Of course, they also add in useful extras such as optional roadside assistance and windscreen excess buyout.

Choose between Tower Car Insurance’s comprehensive, third party only, or third party with fire and theft cover, depending on your vehicle’s specific needs and your budget. Of course, you can also look into their other options such as commercial vehicles and motorbike cover.

You can save up to 20% when you purchase at least two or more policies alongside your Tower car insurance policy. You can even earn Airpoints Dollars on your Tower Car Insurance premiums when you take out a policy as an Airpoints member. With all these incentives in mind, Tower Insurance is ready to take on the needs of the 21st century with their customer-focused, digitally native solutions for Kiwis. You cannot go wrong when you switch to Tower Car Insurance today.

Tower Car Insurance Online Quotes - Policy levels

Tower’s insurance comes in three policy levels; each tailored to specific budgets and needs. These are comprehensive, third-party only, and third party with fire and theft.

Comprehensive car insurance

This is the insurance plan that offers the broadest coverage for you and your car. This cover guarantees you a whole host of benefits, such as cover for lost or stolen keys, rental car hire in the event that your vehicle is compromised, and a replacement vehicle if you get one within 14 days.

Comprehensive car insurance with Tower also allows you to add their Roadwise Roadside Assistance and window glass excess buyout to this policy.

Third party with fire and theft insurance

This is the middle of the road option for those looking for something just a bit more beyond their basic Tower Insurance quote. It provides cover for fire damage and theft of your vehicle, as well as the legal liability you have to pay should you damage someone else’s vehicle.

In addition, they offer a no-claims and no-blame bonus, which you are eligible for if you do not make a claim for 12 months.

Third party car insurance

This is the most basic Tower Car Insurance policy. It covers only for damage you may cause to another entity or damage you may sustain from an uninsured vehicle, so long as you are able to properly identify the person at fault.

Both third party options can add on the RoadWise Roadside Assistance, which offers nationwide service and three free call outs a year. However, only third party with fire and theft and comprehensive cover can add on windscreen and window glass excess buyout.