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Compare Travel Insurance

Whether you’re travelling across Europe, to Asia or even just to Australia, getting travel insurance is always a good idea. Accidents can happen at any moment when you’re travelling and no matter how prepared you are, some events are simply beyond our control. Travel insurance can ensure a stress free holiday as you’ll know you’ll be covered for any unexpectancies that may occur so that you’ll be left safe instead of sorry.

CompareBear is here to help you find the best travel insurance deals, based on your needs. We compare a wide range of travel insurance policies from different providers - for free!

It’s never been easier to compare travel insurance in New Zealand with CompareBear and we’ll ensure you’ll get a great travel insurance deal at an affordable price. Simply enter your destination, departure and return dates, and the traveller’s ages and based on that we’ll provide you with the best travel insurance deals. Whether you’re after the cheapest travel insurance in New Zealand or travel insurance with the best coverage, we’ll be able to help you out.

Compare travel insurance companies

Choosing a travel insurance company to go with can be difficult and you may be asking yourself, “who are the best travel insurance companies?” Below, we’ve listed four of the leading travel insurance companies in New Zealand so that you’ll find it easier to choose the right policy and insurer for your needs.

AA Travel Insurance

AA travel insurance have dedicated to supplying Kiwis all over New Zealand with great travel insurance policies at affordable prices for many years now. They offer three fundamental types of travel insurance consisting of Essentials, Comprehensive and Frequent Traveller packages, giving you flexibility and a range of choices so that you can pick something that meets your requirements.

Southern Cross Travel Insurance

Southern Cross Travel Insurance makes getting travel insurance easy. They have served Kiwis for over 35 years and according to many reviews are considered as one of New Zealand’s most respected and renowned travel insurance companies.

Southern Cross provides a range of options, so that there is a policy to suit everyone. They care about their customers, and it shows as they offer a 24/7 emergency phone line in the case where you have some sort of travel issue that you need sorting or advice on.

They include coverage for when you’re travelling overseas, working overseas, for international students coming to New Zealand to study and tourists coming to New Zealand to visit.

AMI Travel Insurance

AMI offers travel insurance that you can rely on. They understand that things can go unexpectedly wrong during your travels no matter how prepared you are and they are willing to provide protection whenever it’s needed.

If you sign up for a travel insurance policy with AMI, you’ll get 24 hour assistance, overseas medical cover and travel GP service. It’s no wonder AMI travel insurance are one of New Zealand’s most trusted travel insurance providers!

State Travel Insurance

Want cover for your holiday but not wanting to break the bank? State Travel Insurance have got you covered as they have a range of options to suit your travelling needs at cheap prices. State Insurance have been helping people around New Zealand get protection on their travels for over 100 years now and their focus on the things that matter the most to you, the customer, is what has made them so successful.

They not only provide cover for your overseas travels, but also domestically anywhere in New Zealand. If you’re also a frequent flier both in and outside of New Zealand, you can get State’s annual multi-trip cover, which gives you cover for an unlimited number of trips each year - talk about value!

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Fast and simple insurance comparison

If you’re looking for the cheapest travel insurance in New Zealand, you’ve come to the right place. Using our tool, you can compare travel insurance quotes side by side so that you can compare the pricing easily and get travel insurance without having to put a dent in your savings. Our comparison will also detail things such as the cost, the excess cost and how much coverage there is so that you’ll know exactly what you’ll be paying for.

Compare travel insurance quotes

We know planning a trip away can seem like it takes forever, especially when you’re travelling overseas with so many different things to organise. Getting travel insurance quotes doesn’t have to be difficult and at CompareBear we’ve made it simple for you so that you don’t have to spend hours on the web searching through the different travel insurance deals. All you have to do is fill in the details required and you’ll have a whole range of travel insurance policies laid out for you. At CompareBear we pride ourselves on delivering the best travel insurance comparison that the internet has to offer, so that you can make the best savings possible.

Save

Whether you’re travelling afar or a country nearby, give our comparison tool a try and you’ll be surprised at how much you could be saving. In the case of an accident while you’re overseas, the costs you may have to pay for medical bills could far exceed the premium you would otherwise be paying for travel insurance and you can also get compensation for delayed or cancelled flights! Don’t forget, our tool is 100% free to use, so what are you waiting for?

What is Travel Insurance?

Travel insurance is a product that provides you with financial protection, as well as the all-important peace of mind, in case of accidents, unforeseen medical costs, flight or accommodation cancellations, and the loss or theft of your belongings (e.g. suitcases, handbags, or electronic devices) while you’re travelling. In addition, specialised travel insurance can cover you for travel outlays, doctor visits and acceptable pre-existing medical conditions.


Is travel insurance necessary?

While travel insurance is not a requirement when travelling, it is a good idea to get it. When you go travelling you’re likely want to embark on some adventures to get a few thrills and make the most out of your holiday, and that’s the way it should be. You shouldn’t be spending your holiday worrying about the things that could go wrong or accidents that could happen. Travel insurance provides assurance for the most extreme adventures when you’re travelling, that if an accident were to happen to you, your medical bill would be covered by your travel insurance policy.


If something goes wrong and you’re without travel insurance, you could end up spending thousands of dollars on medical bills and could end up having to cut your trip short as a result. Aside from covering medical bills, you also enjoy your travels stress free knowing that if there are any delayed or cancelled flights, or you’ve lost your baggage, that it would be covered under your travel insurance policy.

What does travel insurance usually cover?

Coverage for travel insurance depends on the company and policy you’ve chosen, however things like medical emergencies, travel delays, lost luggage and personal liability are generally covered.


Cover for medical emergencies includes the costs of visiting a doctor and having medical treatment which could save you thousands of dollars in the case of a severe accident. Travel delays coverage includes cancellations due to illness, delayed flights and delayed baggage. While your prized possessions like photos and sentimental gifts can’t always be replaced, if your luggage is lost or stolen, your travel insurance policy will give you compensation for this. In the case where you end up causing damage to a person or property while travelling, you will be covered for this under your travel insurance policy.


Travel insurance is generally designed to be comprehensive so that it covers a variety of things that could potentially result in financial loss for you. Your insurer may also allow extras or add ons such as dental and rental car cover.

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