Why Choose CreditOne Car Loans in NZ?
CreditOne gets you in touch with their team of industry professionals and experts, allowing you to find a car loan that works for you even if you’re currently unemployed or have a bad credit rating. Approval times are fast, providing you a response to your application within the hour! They also offer a good pre-approval process that helps you shop around for a deal that’s right for you.
Convenient and Flexible Options
CreditOne Car Loans provide cheap and flexible loan features alongside impressive customer service in the industry, taking care to factor in your individual circumstances. Your final amount will also depend on the amount you borrowed and so will your interest rates and establishment fees.
How does CreditOne Car Loans in NZ work?
Secured Car Loans
Under this arrangement, the car itself will be the asset registered as the security, with the goods and services tax (GST) claimed on the asset invoice. Of course, your repayments may be affected by depreciation and interest and eventually be tax deductible. This Credit Sale Agreement is available to you when you purchase your vehicle through a Registered Motor Vehicle Trader.
CreditOne offers interest rates between 6.85% to 23.95% p.a., which are applied based on your own personal circumstances and loan amount. With CreditOne Car Loans in NZ, you can borrow an amount between $1,000 to $1,000,000 for a term between 6 to 60 months. Depending on your case, you may also be able to qualify for 100% funding with CreditOne.