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Compare New Zealands Best Car Insurance Companies

When you’re out on the road, you’re always at risk of getting into an accident whether it’s your fault or another person’s fault. You may be a great driver and take all the right precautions when you’re at the wheel, but other drivers may make mistakes - as we’re only human. Either way, it’s better to be safe than sorry, otherwise you can end up paying thousands of dollars for car repairs and medical bills. Car insurance is a good idea for this exact reason as you can find cover for damage you may cause to other cars or get cover for your own car. It’s always better to be insured so that you’ll have peace of mind when you’re driving, that in the case of an accident you’ll be covered.

CompareBear can help you compare car insurance in New Zealand with our comparison tool, that allows you to compare different deals side by side so that you can make an informed decision. Whether you’re after the best car insurance or the cheapest car insurance, we’ve got you covered and our tool is 100% free!

Types of Car Insurance

There are three main types of car insurance that companies usually offer, each charged at different prices. Our car insurance comparison will give you the best deals based on which type of car insurance you use, whether it be comprehensive or third party.

Comprehensive car insurance

Comprehensive car insurance is the most popular type of car insurance in New Zealand as it not only providers cover for the other person’s car but yours too. If you get into an accident, it’s all well and good knowing that you can provide cover for the damage caused to the other person’s car, but your car may also be damaged beyond repair and it may cost a lot of money to replace. Depending on your insurer, your comprehensive car insurance policy may cover extras such as glass repair, towing and breakdown services as well.

Third party car insurance

For that peace of mind knowing that if you were to get into an accident you won’t have to pay thousands of dollars to repair the other car involved, you should consider getting third party car insurance. It’s cheaper than comprehensive car insurance, so if you’re on a lower budget and just looking for the minimal amount of protection, you should aim your attention towards this type of car insurance. Even if you just cause a scratch on someone else’s car, they might demand you pay for a new paint job for which the costs could far exceed what you’d be paying for a basic third party car insurance policy.

Third party, fire and theft car insurance

Car theft happens. On a daily basis there are people always looking for opportunities to break into a car whether it’s to grab the personal belongings contained in that car or whether it’s to steal the car itself. Third party, fire and theft car insurance policies should be considered by all car owners in New Zealand as no matter what car you own, expensive or cheap, your car will always be at risk of being stolen. This policy also covers for the event where your car is damaged or may have to be written off by a fire.

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Car insurance companies

You may know what car insurance type you want whether it’s comprehensive or third party, but you may also be wondering what car insurance company to go with. It’s not an easy choice as each company offers many different policies, each to suit different types of people. To help with this, we’ve gathered some of the leading car insurance companies in New Zealand and they’re listed below.

AA Car Insurance

AA car insurance are considered one of the most recognised and respected car insurance companies in New Zealand and have been delivering reliable car insurance for their valued customers for many years.

They understand that every driver’s needs are different, so they offer three levels of car insurance which are comprehensive, third party and third party, theft and fire car insurance. In just minutes you can get an AA insurance quote and you’ll be on your way to getting cover while you’re driving.

AA also offer a multi-policy discount, so if you already have an existing policy with AA then getting AA car insurance alongside that will make the car insurance policy significantly cheaper.

Tower Car Insurance

Tower car insurance is passionate about safety on the road in New Zealand. For over 140 years now they have been protecting their customers with insurance and satisfying their customers’ needs is what is most important to them.

They offer three different types of car insurance including comprehensive, third party and third party, theft and fire car insurance, so that there’s an option to suit everyone.

Their multi-policy discount saves customers 20% if they have already taken out another form of insurance with Tower and they purchase car insurance from them. Not only that, but you can also earn Airpoints Dollars if you get an eligible car insurance policy with Tower.

ASB Car Insurance

Since 1847, ASB have been one of New Zealand’s most trusted banks, providing great financial solutions and customer service. They have now extended their services to also offer great, reliable car insurance at affordable prices.

ASB car insurance provide three different types of car insurance in New Zealand, each for the customers’ choosing. It consists of full cover, third party and third party, fire and theft. You can also add extras on to your policy like Roadside Rescue, so that if you are left stranded somewhere due to a mechanical failure in your vehicle, you can get roadside assistance just by contacting ASB.

If you choose a policy with ASB car insurance, then you’ll also qualify for several discounts such as a claim-free discount of up to 65%, discounts for a professionally installed security system and a package discount if you also have home or contents insurance with ASB.

AMI Car Insurance

Enjoy excellent service and great valued car insurance policies with AMI car insurance. AMI have been helping Kiwis with their car insurance needs in New Zealand for over 90 years and they always strive to be readily available for their customers so that they can provide the best value possible.

With AMI car insurance, you can choose a policy from either comprehensive cover, third party cover or third party, fire and theft cover. These options vary in price and covers different things - this way you get to choose something that meets your requirements and budget. Making a claim with AMI insurance is as easy as it gets as all you have to do is lodge your claim online and then your car will be assessed by an AMI approved repairer who will be in touch with you right away.

AMI acknowledges that each driver is different, so they allow flexibility in the excess as they allow you to freely choose the excess that suits you the best, so that you can either pay a higher excess and a lower premium, or a lower excess and a higher premium. Along with this, their multi-policy discount makes getting car insurance worthwhile if you already have another policy with AMI.

Why compare car insurance with CompareBear?

From start to finish

CompareBear’s comparison tool allows you to easily compare different car insurance policies from start to finish. All you need to do is tell us your car insurance needs and we’ll find the best car insurance policies for you. You won’t have to spend a lot of time searching through the internet for different prices and options as you’ll have all of your options in one place. Right here.

Compare in minutes

All it takes is a few minutes to find the right car insurance policy for you. We make the whole process much easier for you so that you can spend less time looking for car insurance and more time out on the road! Car insurance comparison in New Zealand has never been easier.

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Not only will you make great savings by finding cheap car insurance by using CompareBear, but also our tool is 100% free so it won’t cost you anything to compare and switch to your preferred car insurance provider and policy. Simply click the green button to sign up and switch car insurance companies!

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