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Enjoy excellent service and great valued car insurance policies with AMI car insurance. AMI have been helping Kiwis with their car insurance needs in New Zealand for over 90 years and they always strive to be readily available for their customers so that they can provide the best value possible. Making a claim with AMI insurance is as easy as it gets as all you have to do is lodge your claim online and then your car will be assessed by an AMI approved repairer who will be in touch with you right away.

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State have been in the car insurance business for over 100 years now, providing cover for Kiwis in need when on the road. They aim to make you, the customer, the focal point of everything they do, so that you won’t have a cent wasted on your policy

With State car insurance, you can choose a policy from either comprehensive cover, third party cover or third party, fire and theft cover. These options vary in price and cover different things - this way you get to choose something that meets your requirements and budget.

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Three words to describe Protecta car insurance are: quick, cheap and reliable. Protecta have been offering car insurance for many years now and are unique to other car insurance companies as they offer not only car insurance, but motorcycle insurance and classic car insurance too for classic or vintage cars.

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Tower car insurance are passionate about safety on the road in New Zealand. For over 140 years now they have been protecting their customers with insurance and satisfying their customers’ needs is what is most important to them.

They offer three different types of car insurance including comprehensive, third party and third party, theft and fire car insurance, so that there’s an option to suit everyone.

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AA car insurance are considered as one of the most recognised and respected car insurance companies in New Zealand and have been delivering reliable car insurance to valued customers for many years. They understand that every driver’s needs are different, so they offer three levels of car insurance which are comprehensive, third party and third party, theft and fire car insurance. In just minutes you can get an AA insurance quote and you’ll be on your way to getting cover while you’re driving.

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Club auto

With about 562,000 customers nationwide, Contact Energy are renowned for being one of the leading and most respected power companies in New Zealand. They are passionate about providing their customers with great value deals and great service, so that they’re always happy with their power.

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Types of car insurance

1 Comprehensive car insurance

Comprehensive car insurance is the most popular type of car insurance in New Zealand as it not only providers cover for the other person’s car but yours too. If you get into an accident, it’s all well and good knowing that you can provide cover for the damage caused to the other person’s car, but your car may also be damaged beyond repair and it may cost a lot of money to replace. Depending on your insurer, your comprehensive car insurance policy may cover extras such as glass repair, towing and breakdown services as well. Typically, comprehensive car insurance is considered the best car insurance in New Zealand, but it also tends to be the most expensive.

2 Third party car insurance

For that peace of mind knowing that if you were to get into an accident you won’t have to pay thousands of dollars to repair the other car involved, you should consider getting third party car insurance. It’s cheaper than comprehensive car insurance, so if you’re on a lower budget and just looking for the minimal amount of protection, you should aim your attention towards this type of car insurance. Even if you just cause a scratch on someone else’s car, they might demand you pay for a new paint job for which the costs could far exceed what you’d be paying for a basic third party car insurance policy. Opt for cheap car insurance and use our NZ car insurance comparison tool to start comparing third party policies today.

3 Third party, fire and theft car insurance

Car theft happens. On a daily basis there are people always looking for opportunities to break into a car whether it’s to grab the personal belongings contained in that car or whether it’s to steal the car itself. Third party, fire and theft car insurance policies should be considered by all car owners in New Zealand as no matter what car you own, expensive or cheap, your car will always be at risk of being stolen. This policy also covers for the event where your car is damaged or may have to be written off by a fire.


  • Do I need car insurance?

    The simple answer is no, car insurance is not compulsory. However, before you disregard car insurance altogether, you should know how important car insurance really is, even though you don’t have to have it. Car insurance provides cover for when you get into a crash and either your car is damaged, the other car is damaged or when your car is stolen or set on fire, depending on what type of coverage you have. Thus, why getting car insurance, while not necessary, is a great idea so that you’re covered for any of these things.

  • How is the cost of car insurance determined?

    Car insurance providers take into account a few things when calculating the cost of the car insurance they’re providing for someone. They consider the type of car the person is driving, their age, past driving history and more, in order to evaluate the risk they’ll be undertaking.

  • Can someone else drive my car if I have car insurance?

    Other people are still able to drive your car regardless of whether you have car insurance in New Zealand or not. However, if their name is not listed on your car insurance policy, that means that your car won’t be covered for any thing that may happen on the road.

  • Does car insurance cover windscreen damage?

    Most car insurance policies do not include windscreen damage as part of their normal policies but can usually be added as an additional cover. You will be able to find a few providers that do cover windscreen damage as part of their traditional policies.

Jul 07, 2019
Car Insurance; Should You Get Your Kids Listed on the Policy?


We all know the importance of car insurance, and how it’s there to protect us if the worst were to happen while out on the road. For drivers with families, it’s an absolute must - especially those families with teenagers who are also driving the vehicle.


One thing that parents tend to miss when taking out insurance is that their kids need

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