Why Choose Nobilo Finance Car Loans in NZ?
Specializing in vehicle loans, Nobilo Finance provides quick turnaround times, ensuring client satisfaction. You can get a response within an hour of your online application. Not only that, if all goes well and you’re able to sign the loan agreement before 1PM, NZ Time, you may even acquire your funds on the exact same day!
If you’re still unsure, you can also make use of their pre-approval process in order to get your funds sorted out even before you’ve decided which car to buy. Having your funds in hand may help you consider more factors to help you decide.
Good selection of vehicles:
Nobilo Finance’s loans aren’t just for car purchases either. You can also use your loans if you need help with financing these things:
A car for personal use
A car for business use
How does Nobilo Finance Car Loans in NZ work?
Nobilo Finance operates as a secured loan, meaning you need to provide an asset as a security guarantee for the loan. Under this agreement, you can borrow an amount starting at $5,000 up to $500,000, depending on your own risk profile, creditworthiness, income, financial stability, repayment schedule, and other factors. This will also affect your interest rates.
If you have a good credit history, you may receive interest rates of 6.35% to 9.95% p.a. On the other hand, applicants with a bad credit history may have to pay an interest rate of 11.95% to 29.00% p.a.
Other fees you need to keep in mind are an establishment fee ranging from $395.00 to $525.00 and the Personal Property Securities Register (PPSR) fee of $10.35 or $19.34.