QuickLoans Car Loans NZ

Proud of its long and fruitful history, QuickLoans’ 15 years in operation have enabled them to craft the best financial products in NZ. QuickLoans car loans can be a cheap and accessible way for even Kiwis with bad credit to take a step closer to their dream vehicle! So long as you can make your repayments and offer a security guarantee, they’ll help you get a loan.

Find out what other options are available to you. Compare cheap QuickLoans car loans to other providers in NZ using our FREE tool here at CompareBear! Start your search for the most competitive interest rates in just a few clicks!

Car Loans Calculator
quickloans car loans nz

Why Choose QuickLoans Car Loans in NZ?

As per their company name, you can get a quick decision on your loan application and expect your funds to be transferred on the same day! Application is convenient and personalised, with actual teams helping you out from the start until the end. They also have a pre-approval process in case you want to be able to secure your funding before even deciding on a car to buy, giving you a clear budget that you can work with.

How does QuickLoans Car Loans in NZ work?

QuickLoans offers secured car loans, making it necessary for you to register a vehicle, property, or other physical assets as a security guarantee for the loan. If you can provide the right security, you can get funding for any vehicle you desire, not just cars! You can also borrow funds for:

Economic Family Cars
Light Trucks

Fees and Charges

You can borrow any amount between $1,000 and $20,000 for up to a 5 year term. This will be determined by your current income and expenses. Payments can be made weekly, fortnightly, or even monthly depending on your preferences and capacity. They also don’t charge any early repayment fees in the event you wish to pay off your loan early.

In terms of repayments, your interest rates will typically vary between 9.95% to 23.95% p.a. depending on factors like the security you rendered, and your other personal circumstances like your income. On top of your interest rates, you can also expect to pay the following fees:

An establishment fee between $95 to $595 depending on the amount borrowed
Account administration fee of $12 per month
Security variation fee of up to $150 in case you want to change the security for your loan
Default fees and other related charges should you fail to make proper repayments
Collateral inspection and mortgage fees

Illustration 02


You need to be an NZ citizen above 21 years of age. Applying for a loan when you’re under 21 is possible but you need to have a suitable co-guarantor over 21 years of age. You also need to have a reasonable credit history and you need to be able to make your repayments on time.

You need to provide the following documents:

  • Proof of income through a payslip or bank statements
  • Proof of address through a recent utility bill
  • Identification such as a valid passport or NZ driver’s license which both show your name and address as well

Yes. They can accommodate self-employed, part-time or workers currently transitioning into a new position.