Simplify specializes in helping Kiwis acquire the funding they need for a new car purchase. They’re also able to balance their use of online tools and services with a friendly, customer-centric approach that works for many people. They can handle half of your car loan application, reducing the stress involved in the process while also offering competitive interest rates for faster repayments.

In addition to being cheap, Simplify Car Loans in NZ also have no hidden charges and additional mark-ups. They are upfront about their costs and you’ll only pay an establishment fee once the loan is approved and perhaps other fees arranged by the car dealers themselves. They also issue statements every six months which helps you track your balance so you know exactly where your money goes.

With a starting interest rate of 6.50% p.a., Simplify offers secured car loans which requires security to be used as a guarantee. This helps lower interest rates when it comes to repayments as the lender has more peace of mind when it comes to helping you with your finances. Under a Simplify secured car loan, you can borrow anywhere from $5,000 to $500,000 for 12 to 60 months