Swoosh Finance Car Loans NZ

Cut down the long waiting times with the help of Swoosh Finance today! You can get quick and cheap Swoosh Finance car loans thanks to their easy, transparent process. You can rest assured of their experience and credibility when you approach them for quick car financing in NZ!

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swoosh finance car loans nz

Why Choose Swoosh Finance Car Loans in NZ?

Swoosh Finance can help the process feel more convenient for you when you apply. You can get your funds transferred quickly here in NZ when you apply with Swoosh. Applying online can take less than 5 minutes as Swoosh accesses your last 90 days of bank statement history. If they don’t find any issues with your credit history, you can expect to be approved in less than 60 minutes while you wait for your funds to be transferred overnight.

Swoosh Finance car loans offer secured car loans so you’ll need to render an asset as collateral for the loan such as a vehicle, boat, motorbike, or even your home. These assets should then be registered under your name.

How does Swoosh Finance Car Loans in NZ work?

Secured Car Loan

You can borrow any amount ranging from $5,000 to $100,000, which you can then repay from 3 months to 7 years on a weekly, fortnightly, or monthly basis. You can also set up auto payments from your bank account, in order to ensure your payments are made on time.

Fees and Charges

As for interest rates, these typically range from 6.35% to 18.95% p.a. depending on your personal circumstances. You can also pay a once-off broker fee of $450 depending on your credit profile. Your establishment fee will depend on your lender.

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You need to be a permanent NZ resident who’s 22 years of age or above. It’s possible to apply when you’re still 21 below but you’ll need a parent as a guarantor.

Aside from the age requirement, you need to be employed for at least 3 months and must have a driver’s license. You must also be earning at least $450 per week. You’ll have to provide your online banking details, income information, expenses, employment details, or Social Security payment details, and information on the physical asset you’ll use as security.

Yes. They need to check your credit history, though. They’ll only allow it if they think you’ll be able to repay the loan along with your other loans.

Swoosh Finance typically uses bank statements to assess the loan affordability for you as a borrower. They only require read-only bank statements though, and they take great care to ensure these documents are securely stored.