Why Choose Swoosh Finance Car Loans in NZ?
Swoosh Finance can help the process feel more convenient for you when you apply. You can get your funds transferred quickly here in NZ when you apply with Swoosh. Applying online can take less than 5 minutes as Swoosh accesses your last 90 days of bank statement history. If they don’t find any issues with your credit history, you can expect to be approved in less than 60 minutes while you wait for your funds to be transferred overnight.
Swoosh Finance car loans offer secured car loans so you’ll need to render an asset as collateral for the loan such as a vehicle, boat, motorbike, or even your home. These assets should then be registered under your name.
How does Swoosh Finance Car Loans in NZ work?
Secured Car Loan
You can borrow any amount ranging from $5,000 to $100,000, which you can then repay from 3 months to 7 years on a weekly, fortnightly, or monthly basis. You can also set up auto payments from your bank account, in order to ensure your payments are made on time.
Fees and Charges
As for interest rates, these typically range from 6.35% to 18.95% p.a. depending on your personal circumstances. You can also pay a once-off broker fee of $450 depending on your credit profile. Your establishment fee will depend on your lender.