The Lending People Car Loans NZ

Having facilitated around $200 million worth of financing since 2012, The Lending People has helped thousands of Kiwis with their financial needs. The Lending People car loans can be a cheap source of vehicle finance for many people. As an online platform, they’re capable of matching you with deals from different lenders, helping you secure a more cost-effective offer.

Head on over to our FREE comparison page here at CompareBear if you’re interested in different offers. Compare how cheap The Lending People car loans fare with other vehicle finance lenders and get started today!

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Why Choose The Lending People Car Loans in NZ?

Everything can be done online with The Lending People, from application, repayments, to checking fees and tracking the progress of your loan. They can help you save the time and effort required by matching you with the best lenders for your needs.

Eligibility Requirements:

You need to be a permanent NZ resident or citizen who is 22 years of age or older
An income of at least $600 per week
Currently not under financial strains or bankruptcy
An NZ driver’s license

How does The Lending People Car Loans in NZ work?

You are able to borrow any amount between $5,000 and $75,000 for secured and partially secured loans. On the other hand, unsecured loans are limited up to $50,00 only. Going with a secured option of course, improves your chances of approval as well as significantly lowering your interest rates.

Interest rates typically range between 6.99% to 26.99% p.a., depending on the amount borrowed, as well as your personal circumstances and security provided. You can also expect broker fees between $250 and $995 depending on the complexity of the loan and other similar factors. Your loan terms can range from 1 to 7 years, depending on your own financial capability.

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Yes. The Lending People will look into other factors such as your personal circumstances and your ability to make payments as a basis for granting you a loan. You may also try registering an asset as a security guarantee for the loan in order to boost your chances.

You can track your application through The Lending people’s customer portal. Simply talk to one of their team members through the site and they’ll be ready to help you anytime!

Yes. You need to present a valid NZ driver’s license in order to apply for a loan and to purchase the car here in NZ.