Westpac Car Loans NZ

Achieve financial security while getting after your dream car with Westpac! Having helped more than 1.3 million people all over NZ, cheap Westpac Car Loans are easily accessible for most Kiwis looking to buy their next vehicle. The company can be a good source of finance if you don’t want to worry too much about the difficulty in making your repayments on time.

See how Westpac car loans fare with other cheap providers and deals in NZ. Start looking for the best interest rates on your next car purchase using our FREE comparison tool here at CompareBear!

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Why Choose Westpac Car Loans in NZ?

Get the following benefits when you apply for a Westpac car loan today:

  • Quick decision making, with a reply given within 48 hours
  • Borrow up to $50,000 for a new or used car
  • Unsecured loans, allowing you to borrow without a security guarantee
  • Flexible repayment options, allowing you to pay fortnightly and monthly
  • Loan terms starting at 6 months up to 5 years
  • No fee for additional repayments
  • No early repayment penalty fees

Westpac also allows you to easily see an estimate on how your repayments will be. Check out their free Westpac’s car loan calculator in NZ today and get an assessment within minutes.

How does Westpac Car Loans in NZ work?

Westpac offers an easy application process, allowing customers to apply for a loan online in less than 10 minutes. They also offer 13.90% p.a. interest rates for all their personal loans, with a small disclaimer stating that rates can be subject to change. As for fees, you simply need to keep in mind the following charges:

  • $100 establishment and documentation fee
  • $10 loan payment failed fee
  • Overdue payment of 5% p.a. on top of the normal interest rates on any overdue balance
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When you purchase a car with the help of Westpac car loans, you can also easily apply for Westpac car insurance for a complete package. Choose from three levels of cover: Comprehensive, Third Party with Fire and Theft, and Third Party Only, depending on what you need.

You can check your balance via Westpac One online banking or by calling on their number if you don’t have access to your account.

Talk to their team by calling 0800 177 277 between 8am to 6pm from Mondays to Fridays or 9am to 3pm on Saturdays.