Why Choose Westpac Car Loans in NZ?
Get the following benefits when you apply for a Westpac car loan today:
- Quick decision making, with a reply given within 48 hours
- Borrow up to $50,000 for a new or used car
- Unsecured loans, allowing you to borrow without a security guarantee
- Flexible repayment options, allowing you to pay fortnightly and monthly
- Loan terms starting at 6 months up to 5 years
- No fee for additional repayments
- No early repayment penalty fees
Westpac also allows you to easily see an estimate on how your repayments will be. Check out their free Westpac’s car loan calculator in NZ today and get an assessment within minutes.
How does Westpac Car Loans in NZ work?
Westpac offers an easy application process, allowing customers to apply for a loan online in less than 10 minutes. They also offer 13.90% p.a. interest rates for all their personal loans, with a small disclaimer stating that rates can be subject to change. As for fees, you simply need to keep in mind the following charges:
- $100 establishment and documentation fee
- $10 loan payment failed fee
- Overdue payment of 5% p.a. on top of the normal interest rates on any overdue balance