Choosing Travel Insurance for a Family Holiday

Date Jun 2, 2020
Blog category travel insurance
By Staff Writer


Are you in the process of planning a holiday for you and your family? Your trip away should be about making happy, fun memories together, with as little stress and things to worry about as possible.

That’s why, whether you’re planning on travelling domestically or internationally, we - along with the NZ government - highly recommend that you take out travel insurance for you and your family. 

Travel insurance should not be an afterthought and should be taken care of well in advance to commencing your family holiday.

Taking out travel insurance will provide you with the peace of mind you need knowing that if something unforeseen were to happen, you and your family are taken care of.

However - finding the right insurance policy can be tricky, especially when you’re not sure what to be looking for! To help you on your way to a safe, family holiday, we’ve compiled some valuable information for helping you choose the best travel insurance cover.

Determine the type of cover you need

If your family holiday involves multiple trips during the year - as oppose to a single, one-off trip - we recommend you look at an annual family travel insurance policy. An annual travel insurance policy will ensure your entire family is covered during your trips, and will be more affordable than taking out multiple single trip policies.

Next, you’ll need to decide between basic and comprehensive cover. The more basic cover you choose, the cheaper the policy will be - but it’ll come with lower cover. Comprehensive travel insurance policies will provide a higher level of cover - but it’ll come with a higher premium too.

At the end of the day, you can’t put a price on peace of mind during your travels - so we recommend full, comprehensive cover.

Compare travel insurance quotes

With so many travel insurance companies out there, with a range of different insurance deals, it can be hard to determine which can offer you the best deal! Luckily, our online travel insurance comparison tool makes it easy - our free tool allows you to compare travel insurance providers, prices and policies online. 

You can find the perfect policy for you and your family, and at the best price currently available.

Go through policy details with a fine tooth comb

Did you know that different travel insurance companies have different definitions of what makes up a family? While some policies only cover two adults and two children, others will cover anyone up to the age of 25 under a single policy.

When you take out any sort of insurance, it’s important to read the fine print to determine exactly what is - and isn’t - included in your cover. There would be nothing worse than going through a traumatic event overseas and finding out that you’re not completely covered!

Read through all policy details, and get your significant other to do the same to make sure nothing is missed and you are happy with the type of cover outlined in the policy.

Ready to purchase your travel insurance? Click here to compare travel insurance quotes online.