aa house insurance nz

AA House Insurance

AA has been providing insurance policies to Kiwis for over 25 years. Priding themselves for giving the right policies aimed to meet specific needs, they’ve won numerous awards such as the Reader's Digest 'Most Trusted General Insurer' since 2011 and Reader’s Digest in the Quality Service Awards for Car Insurance since 2015. They offer a comprehensive house cover that gives you the flexibility you need.

AA has set a standard for customer service, thanks to a talented pool of 800 staff who handle  around 880,000 home, contents, vehicle and small business insurance policies in New Zealand. AA has over  440,000 customers to date, ranging from small businesses to individuals. You can even be eligible for a discount when you bundle your AA House and Contents Insurance in NZ. It’s one of the best house insurance providers in New Zealand today to help you protect your valuable property.

Compare AA House Insurance from other providers and find out which deals suit you the best. Sign up with AA House Insurance and start protecting your home today!

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Why sign up for AA House Insurance?

AA can help customers save money while insuring their property. You can get a multi-policy discount whenever you bundle more than one policy into one, like an AA House and Contents Insurance in NZ. You can even get an AA membership discount depending on how long you’ve been with them. You can choose different excess options when you have additional benefits to go with your comprehensive cover. They put customers at the center of their services, that’s why your quote will be tailored to your needs. There are no hidden charges when you pay your premiums. Enjoy a stress-free claims process with a dedicated customer service team who’ll help you 24/7, and in any way that they can.

Is AA House Insurance right for me?

Insuring your house with AA is a smart choice because the policy is flexible and affordable. You can get access to a comprehensive cover without worrying about spending too much. It’s one of the best options available if you’re looking at protecting your first home. The policy document is easy to understand so you don’t have to worry about not understanding technicalities.

Features of AA House Insurance

Since your AA House Insurance policy also depends on the sum insured of your home, you can use the AA House Insurance Calculator NZ and get an overview on the rebuilding costs.


AA House Insurance lets you enjoy a comprehensive cover for the most common accidents and emergency situations. You don’t need to worry about bouncing back whenever there are damages or losses to your house. Some of the benefits of AA House Insurance are:

  • Replacement cover based on the sum insured
  • Up to $20,000 for 12 months (extension of 12-month limit and amount up to $40,000 in case of an earthquake or tsunami) temporary accommodation when your home has become uninhabitable due to loss or accidental damage 
  • Replacement of keys or locks
  • Up to $75,000 for minor renovations and new building work
  • Optional extra: Excess-Free Glass Cover

Stress-free claims process

There are three ways to make claims with AA House Insurance:

  • Replacement Cover
  • Sum Insured Cover
  • Indemnity Cover

AA House Insurance FAQs

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No; it’s not required but is recommended. This informs them that your insured home will be unoccupied for a number of days. You must not be gone for more than 60 days; otherwise, your house will be declared as ‘unoccupied.’ As much as possible, have someone to look after your insured home when you’re going on a vacation.

Yes; you can. The AA House Insurance Calculator NZ computes the sum insured of your house where the policy will also be based.

For urgent concerns, reach them through the AA House Insurance contact number: 0800 500 231. If there are damages to your property that need immediate attention, have them fixed to prevent further losses. AA Insurance will reimburse you on the expenses on an insured event.