asb house insurance nz

ASB House Insurance

ASB has been providing banking and financial services to Kiwis from different walks of life. They have financial services ranging from investments to loans, and from insurance to KiwiSaver. They’re a one-stop-shop for all your financing needs. With other 1.3 million customers, you can be assured of getting experienced customer service that puts you first. 

ASB House Insurance has the right features to protect your home hassle-free. Find out if ASB House Insurance is the best option for you by comparing it from other deals in New Zealand. Bundle ASB House and Contents Insurance to save on premiums and to streamline benefits!

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Why sign up for a House Insurance with ASB?

ASB values your assets as much as you do, giving you various options depending on what your plans for your house like renting it out or polishing it for your retirement. ASB House and Contents Insurance also protects your essentials which aren’t covered by a standard house insurance. You’ll be entitled to temporary accommodation, no excess or loss claim free discount for keys and locks replacement, legal liability, and other benefits.

Is ASB House Insurance right for me?

With an ASB House Insurance, you can be eligible for a multi-policy discount when you apply for more than one insurance policy. You can be eligible for:

  • Up to 40% annual claim-free discount
  • A higher discount if you’re 55 years old and above
  • Discount for a professionally installed burglar alarm

Features of ASB House Insurance

Basic Features

Getting a house insurance from ASB entitles you to the following benefits:

  • Temporary accommodation up to $20,000 for 12 months 
  • Multi-policy discount (i.e. ASB House and Contents Insurance)
  • Stress payment of $2,000 for total loss of home
  • Demolition and removal of debris
  • Up to $40,000 for recreational features
  • Up to $20,000 for retaining walls
  • Up to $2,500 for gardens and lawns
  • Up to $5,000 per annum for hidden gradual damage
  • Optional extra: ASB Landlord's Protection for a rental property

Sum insured of your house

Your house insurance from ASB will be based on the rebuilding costs or the sum insured of your house. The value of your house will be more stable and predictable. You can get an overview of the sum insured through the Cordell Sum Sure calculator found in ASB’s website. CompareBear lets you see different house insurance deals all at once so you can compare them conveniently. If you’re unsure about ASB House Insurance, you can always refer to our comparison page for other options.

ASB House Insurance FAQs

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Yes; especially if you want a reimbursement for repairs made in an insured event. Make sure to keep the receipts because they’re proof of the purchases you’ve made.

Yes; however, the best way to do so is by calling them at 0800 200 252 on events covered by your insurance policy especially if you need to make an urgent claim.

Not necessarily. As long as they know that you're renting out your property, you don’t need to provide them with personal information of your tenants.