TSB House Insurance

TSB has over 165 years of experience in being a financial institution in New Zealand. They’ve expanded their reach and services to help more Kiwis achieve their financial goals. They’re well-known for being reliable when it comes to high-quality financial solutions that put Kiwis at the heart of everything.

TSB House Insurance provides you with important benefits which are difficult to find in other providers. You can get covered on homeowner’s liability, disasters, temporary accommodation expenses, and many more. They offer straightforward policy documents so you can manage your insurance smoothly and more independently. If you need any assistance, TSB’ dedicated customer service is always willing to help you from start to finish.

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Why sign up for TSB House Insurance?

TSB has a competitive policy that’s tailored to your needs. You can get a full replacement of your house if it’s destroyed by fire, and they can rebuild it even if it costs more than the sum insured. If you bundle your house insurance policy with another, you can save up to 20% on premiums. You only need to pay one excess when you make multiple claims in an insured event.

Is TSB House Insurance right for me?

Whether or not your house is new, getting it covered early is practical as accidents can happen anytime. Our comparison tool is 100% free and can help you make a decision on the insurance policy you want, so head over to our comparison tool and compare prices side-by-side!

Features of TSB House Insurance

There are four different types of NZI House Insurance policies to choose from. They’re based on events and essentials you want to insure.

Basic Features

All TSB House Insurance policies have the following features:

Replacement of the house up to the sum insured
Full replacement for fire
One event, one excess when you make multiple claims for the same event
Up to $20m liability cover
Up to $100,000 for bodily injury
Natural disaster damage
No claims bonus
You can choose among three options, depending on your needs

Premium Cover

You can get a comprehensive cover which includes gradual damage to your house, landscaping, garden retaining walls, temporary accommodation, and carpets extended replacement (exclusive to a Premium Cover), among others.

Plus Cover

You’ll get the same benefits as you do in a Premium Cover but with a smaller value.

Standard Cover

Along with the basic features, you’ll get covered on:

Gradual damage to your house up to $1,000
Up to $1,000 for landscaping
Up to $15,000 for garden retaining walls
Temporary accommodation up to $15,000
Up to $500 for locks and keys replacement

Landlord’s Plus Cover

This is an ideal cover for property owners who rent out their house. Along with the basic features, you’ll get covered on:

$2,000 for landscaping
$25,000 for garden retaining walls
$20,000 for minor alterations
10% for damage surge protection