westpac house insurance nz

Westpac House Insurance

With over 150 years of experience, Westpac has been providing financial and banking services to Kiwis; now they have over 1.2 million customers in more than 200 branches nationwide. This makes them a well-trusted provider of insurance, loans, investments, and other banking services. If you’re looking for a one-stop shop for your financial needs, Westpac is a reliable option for you.

Getting a Westpac House Insurance can be one of the best decisions of your life because this lets you protect an important asset. You can even apply for a Westpac House and Contents Insurance to insure essentials in your home that aren’t covered by the house insurance. You can break free from any insurance policy from Westpac if you’re in any way unsatisfied with the services through a 30-day free look — they’ll refund you on any premiums you’ve paid! You can save more by receiving discounts, including a discount for customers over 50. 

Sign up for Westpac House Insurance and start protecting your home today!

Coming Soon
Bear 003

Why sign up for Westpac House Insurance?

Like most providers, they insure your house based on the sum insured to make the policy favorable to you. The sum insured is the rebuilding costs of your house, and this is where your house insurance will be based on. You can get an overview of the sum insured of your house through the Westpac House Insurance calculator which you can access anytime, anywhere. Insuring your house with Westpac gives you assurance and peace of mind since they’re a well-established and trusted provider in NZ who have helped individuals and businesses alike to reach financial aspirations.

Bundle your landlord and house insurance

Westpac lets you combine the benefits of a landlord and house insurance in a single policy to streamline the essential benefits from each. This covers your rental property from accidental loss or damage caused by tenants or someone else living in your insured house, up to your sum insured. When your property becomes uninhabitable due to an insured event, you can get a temporary accommodation  up to $20,000 for twelve months. What’s more, you can add features to your insurance policy:

Option 1: Extended cover for chattels – up to $15,000
Option 2: Deliberate damage protection
Option 3: Rent protection

Types of Westpac House Insurance

You can choose whether you want to insure your house only or if you want to include contents. House and other essential assets in your home are equally important, but you can’t protect everything only with a house policy. That’s why Westpac expanded your options. Get either a Home Cover or a Westpac House and Contents Insurance policy.

Westpac Comprehensive Home Cover

This the basic cover for your home. It insures your house on a range of events, including accidental damage from fire, flooding, burglary or natural disasters. Essential features include:

  • Temporary accommodation up to 12 months in the event that your house is damaged and becomes uninhabitable 
  • Up to $2 million for liability for damage to someone else’s property caused by accidents in your insured house
  • $2,000 with no excess for locks and keys replacement
  • Up to $3,000 landscaping costs
  • Up to $3,000 for hidden gradual damage
  • Up to $2,000 for securing your home against further loss 
  • $5,000 for each fatal injury 
  • Up to $1,000 stress payment if you lose your home completely
  • ...and many more!

Westpac House and Contents Insurance

Get the benefits of a house and contents insurance in a single policy for a 10% discount on your Contents Insurance. Instead of dealing with multiple payments, streamline them for a single policy and manage your insurance conveniently!

Westpac House Insurance NZ FAQs

Illustration 02

Yes, since your rental property will be covered up to the sum insured. You can use the calculator for the sum insured of your house, whether owner-occupied or rented out.

Yes. If applicable, you need to contact Westpac for any alterations or conditions that can result in changing the value of the sum insured.

Only 7 to 10 minutes over the phone or online, depending on your preference. Once you’ve talked with an authorised personnel, you only need to wait for 2 business days to be advised on the next steps. You need to prevent any further damages or losses and take action while waiting for a result. Westpac can cover the costs and reimburse you where applicable.