SBS Bank Personal Loans NZ

Founded back in 2015 by Scott Robertson and Glenn Wilson back in 2015, Simplify seeks to help Kiwis access the best financial products and services in a way that’s faster and more efficient. Simplify Personal Loans in NZ has helped many Kiwis arrange finances that can help them reach their goals, particular vehicle purchase-related ones. 

If you are interested in checking out the best deals you can get across different providers in NZ, you can simply hop on to our FREE comparison tool here at CompareBear! Save on your interest rates by getting the best deals here today!

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simplify personal loans nz

Why Choose Simplify Personal Loans NZ?

Simplify offers low fees and a simplified lending process, with minimal restrictions, especially when it comes to car purchases. By focusing on their core offering which is helping clients choose the right car, they’re capable of providing the specialized car-related customer services you need.

Simplify makes financing easy via online application. They offer digital loan document signatures while handling the paperwork for the process. Simplify Personal Loans in NZ can help guide people unfamiliar with car financing, guiding them towards becoming a savvy car buyer in the future.

What are the features of a Simplify Personal Loan in NZ?

Secured Car Loans

Financing a car with Simplify requires collateral to hold against the loan and this can be the car that you’re planning to purchase or even any other physical asset that can guarantee the lender on future repayments. This ensures borrowers are able to pay on time, helping them avoid debts piling up.

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Simplify charges a $276 establishment fee and an additional $500 per settled transaction. Additionally, paying with a credit card may also cause an additional charge of 3.50% of the actual payment.

Simplify often applies an interest rate ranging from 6.5% to 12.5% p.a., which is considerably lower than other deals from other providers.

You can borrow any amount ranging from $5,000 to a maximum of $500,000. Repayments usually range from 12 to 60 months.