To keep things simple, ASB’s car insurance policies come in three levels: full comprehensive, third party, and third party with fire and theft. They can also add on additional roadside assistance to your ASB insurance quote for a small additional cost.
ASB’s vehicle insurance policies not only cover cars, but can cover your motorbikes, trailers, boats, caravans, yachts, and more. ASB’s insurance policies are aimed to help Kiwis protect all of their belongings at an affordable cost. They also offer a multiple policy discount for customers who also take out home or contents insurance with them.
ASB has a number of branches throughout New Zealand, while also providing online assistance and phone support for when you need to process a claim. Their dedicated team of claims advisers helps Kiwis from the beginning to the end of the whole process, even providing suggestions should customers wish to compare the different levels of car insurance.
ASB car insurance policy levels
One can never really prepare for when an accident will strike on the road, and thus, ASB understands that having the right cover is essential for any type of vehicle. ASB’s car insurance options come in three policy levels. Choose the right ASB insurance quote for you from the options below.
Full comprehensive cover
ASB’s full cover insurance policy gives you comprehensive protection in the event of accidental loss or damage to your car, and also cover for other vehicles that you might damage on the road. It’s the highest level of car insurance on offer.
Third party, fire and theft
This level of protection is for safeguarding your vehicle from fire damage, as well as some reimbursement should the vehicle be stolen. This level of vehicle insurance also shoulders some of the costs of damage you might inflict on another vehicle in the event of an accident.
Third party only
This is a very basic level of cover, insuring you for up to $3,000 to pay for damages you may inflict on someone else’s property, should an accident occur. It’s a budget-friendly option for drivers working with limited funds.
Optional add-ons for ASB car insurance
ASB offers the option to add Roadside Assistance on to any of their three plans at an additional cost. Opting for Roadside Assistance on your ASB insurance policy can help you out should your car break down in the middle of the road.
ASB offers discounts if you exclude drivers under 25 years old, or if you also take out home or contents insurance with them. If you are above 55 years old, you may also be able to get a higher discount on your ASB insurance policy.