CompareBear helps you compare the best car insurance companies in New Zealand. Compare latest insurance plans that are on offer for Comprehensive, Third Party and Third Party, Fire & Theft. We show the most crucial and accurate car insurance information so you can make your decision as easy as possible. Below are the car insurance companies that we compare.
When it comes to New Zealand’s most recognised and respected insurance companies, AA Insurance is high up on the list. AA Insurance has worked hard to truly understand what it is that Kiwi drivers need, to ensure that they can offer the right car insurance packages to suit each and every motorist.
When you need to insure your vehicle, AA has three car insurance options to suit - full comprehensive cover, third party cover or specialty vehicle cover. Insurance for specialty vehicles offers protection for caravans, trailers, motorbikes, classic cars and more.
For eight years running now, New Zealanders have voted AA Insurance as Reader’s Digest ‘Most Trusted General Insurer’ - and it’s easy to understand why. Your needs are always put first with AA, and their dedicated team will help you to easily navigate through the entire insurance process.
AA’s friendly customer service team are there to help when you need to make a claim, and will take care of you from beginning to end. They’ll keep you up to date throughout the entire process, ensuring that everything is as simple and hassle free as it can be for you.
For your complete peace of mind, AA Car Insurance work with a nationwide group of trusted vehicle repairers. All your insurance repairs are guaranteed for life, even if you decide to resell your vehicle!
With over 500,000 customers and 60 stores throughout New Zealand, AMI have been a trusted insurer of Kiwis for more than 90 years. AMI Insurance has been voted as a highly trusted insurance provider for 5 years running now, and are renowned for taking care of their customers.
AMI understand that when it comes to vehicles, every driver is different. To provide a solution for all drivers and budgets, AMI offer three levels of insurance - third party cover, third party with fire and theft cover and full comprehensive cover. You can choose to add on additional cover to your car insurance policy, such as rental vehicle cover and breakdown services.
It’s easy to see why AMI are one of NZ’s top insurance companies, having won awards that have recognised their commitment to putting customers at the heart of what they do, as well as outstanding customer service. AMI are constantly striving to ensure they are there for NZ drivers through the thick and thin of it all, for whatever they need.
On top of their dedication to looking after their customers, AMI provide other great benefits such as no claims bonuses, multiple policy discounts and much more.
AMP are easily one of NZ’s leading car insurance companies, and are proud to have been helping Kiwis for more than 150 years. Renowned for their strong sense of purpose to help New Zealanders own their own tomorrow, AMP are dedicated to making the entire insurance process simple and stress-free.
You can select from AMP’s three levels of coverage: basic third party, third party with fire and theft and comprehensive. For all AMP car insurance customers, you’ll get access to their 24/7 emergency call centre - if you’re having any problems, they can help you solve it on the spot.
Whether you’ve got a high mileage car that you’ve been driving around for decades, or you’ve got a brand spanking new vehicle, AMP have an insurance solution to suit your vehicle’s needs. There’s so many different options for you to choose from, so be sure to compare the car insurance policies before you get in contact with them. They also have a dedicated team of insurance advisers that can help you find the right plan for you if you’re not sure.
When you need to put in a claim, AMP have an experienced claims team who are there to make the entire process simple and hassle-free for you. They’ll support you from start to finish, and keep you updated throughout the entire claims process.
Going the extra step further for their customers, AMP also offer flexible payment options and options to reduce your premiums!
ANZ are one of New Zealand’s largest companies, and are also renowned as NZ’s largest rural banker. Once primarily known for their personal and business financial services, ANZ are fast becoming known as one of the leading car and vehicle insurance companies in the country.
When you need to insure your car - for basic coverage or all the bells and whistles - you can choose from one of ANZ’s competitive vehicle insurance packages. They offer three levels of insurance to suit every type of driver and budget; there’s third party cover, third party with fire and theft add on, and full comprehensive cover.
ANZ are devoted to helping New Zealanders get the right insurance cover, whether it’s for personal or business needs. You can rely on ANZ’s dedicated claims advisers when you need to make a claim, as they’ll be there to support and guide you through the entire claims process.
With almost 1 in 2 New Zealanders choosing ANZ for their banking needs, it’s not hard to see why so many people are now confident in having ANZ take care of all their vehicle insurance needs too. Start comparing ANZ’s car insurance policies now!
For more than 150 years, BNZ have been helping New Zealanders turn their banking goals into a reality. After so many years of success in the financial industry, BNZ have expanded their services into insurance. Known to Kiwis as ‘the bank of New Zealand’, BNZ are now helping customers insure their cars and motor vehicles, with cheap car insurance that you can always count on.
As one of New Zealand’s biggest companies, BNZ aim to listen carefully to their customers, make things simple and do right by them. With a dedicated insurance support team available Monday to Sunday, they are there to help you get the right car insurance for your needs and budget.
With three levels of cover for motor vehicle insurance, BNZ have an option for every type of driver. For those on a lower budget, their third party or third party with fire and theft cover is an ideal choice. For drivers wanting ‘all the bells and whistles’, their PremierCare Supreme Cover provides full comprehensive cover, with the ability to add on roadside assistance for just $1 a fortnight.
If you’ve taken out more than one policy with BNZ, you can save even more with their multiple policy discount. For customers who also have FlyBuys, you’ll earn 1 point based on the premium that you pay.
You can easily manage everything online through the BNZ website or app, and view all your insurance policies in your internet banking.
Club Auto Insurance have been around since the late 2000s, and have been providing Kiwis with a range of insurance solutions for cars, motor vehicles and modified vehicles. As a New Zealand owned and operated insurance company, Club Auto are dedicated to helping Kiwis - who many find themselves at a disadvantage through driving offences or choice of vehicle - get the cover they need.
Club Auto have a front line staff who have been trained to deal with modified, vintage and specialized vehicles. You may be surprised as to what they’ll cover, as they have a wide range of products designed to meet a variety of motor vehicle requirements and needs.
Their main types of motor vehicle insurance plans include full comprehensive cover (‘Auto One’), third party or third party with fire and theft (‘Shock Absorber’) and motorbike cover (‘Free Wheel’). For other types of modified and specialised vehicles, Club Auto will help you find the right cover.
At Club Auto, they like to reward customers for driving carefully - that’s why they offer discounts on premiums when you don’t make any claims. For new customers who aren’t sure if Club Auto insurance is right for them, they can do a 30 day trial! If you’re unhappy with the car insurance policy within the 30 days, they’ll either find a better policy to suit or will provide a full refund on your premiums (if no claims are made).
Cove was founded by New Zealanders and made for the people of New Zealand. From the beginning, they’ve had a goal of innovating motor vehicle insurance and making it simple. Cove have taken away the complex paperwork, long questionnaires and frustrating call centres that you generally get with taking out insurance. By blending together all the right technologies, they have taken the stress out of sorting your insurance needs.
Cove offer one level of car insurance, to keep things simple, as they believe this one policy ticks all of the boxes. This car insurance policy provides full comprehensive cover, and also includes cover for damage, theft, fire, emergency accommodation, key and lock replacement, new car cover, no fault - no excess and a replacement car.
At Cove, they don’t believe in selling any extra features that drivers don’t really need - that’s why you can add on optional extras to suit your needs and lifestyle. You can save money by only paying for the extras you need, such as excess free windscreen, courtesy car hire and roadside assistance.
It’s easy to manage all of your insurance needs online using the Cove website or app. By offering truly refreshing insurance without any of the jargon, it’s easy to see why Cove is one of New Zealand’s favourite car insurance companies. Compare now to find the cheapest car insurance deals in New Zealand!
For over 30 years now, Protecta Insurance has been helping Kiwis to safely protect their investments. New Zealand owned and operated, Protecta have been dedicated to providing New Zealanders with the best value car insurance products, customer service and benefits.
Since 1987, Protecta has specialized in insuring cars, classic vehicles and motorcycles; offering insurance solutions for all types of vehicles. Protecta has three main levels of insurance for their customers; third party cover, third party with fire and theft cover and full comprehensive cover. Their full comprehensive insurance plan includes transport cover, medical expenses, completion of journey costs and much more.
Protecta have an experienced and highly knowledgeable team that have a love for all different types of motor vehicles and bikes. With a thorough understanding of what it is you drive and ride, Protecta have earned their reputation as New Zealand’s premium classic car and motorcycle insurance specialists.
No matter what type of vehicle or motorbike you want to insure, Protecta are there to help guide you through the insurance process from start to finish. For your convenience, their friendly team are available around the clock, 24 hours a day and 7 days a week.
When it comes to ‘real cover for real people’ Protecta have got you covered! Compare Protecta car insurance now.
Since humble beginnings back in 1905. State Insurance have gone on to become one of the country’s top general and car insurance providers. They’ve worked hard to develop a thorough understanding of Kiwi drivers’ needs, and today they have over 400,000 customers and 900,000 policies nationwide.
State Insurance are dedicated to focusing their company around their customers; putting them at the center of everything they do. To ensure they have a solution for all types of budgets and requirements, they offer three types of car insurance plans; third party cover, third party with fire and theft cover and full comprehensive cover.
To protect your investment even further, State has optional add ons on their full comprehensive cover - for a small additional cost, you can add on 24/7 roadside assistance, windscreen glass cover and even car hire (if your car is being repaired).
As well as offering flexible payment options, you can save money with State if you have another policy with them. With their multiple policy discount, you will save 10% on your premiums!
There’s no paperwork needed when you need to file a claim - everything can be done online. If you need help choosing a policy or want to talk to a claims adviser, you can contact State through their online web-chat or phone them any day of the week. State’s car insurance policies are sure to give you what you need and will make it as easy as possible for you.
The first Warehouse store opened in Auckland’s North Shore back in 1982. A common Kiwi household name, Warehouse stores expanded throughout the country over the next 37 years, and soon they become renowned as the biggest retail group operating in New Zealand.
Recently, The Warehouse expanded from selling retail products into offering insurance; thus, The Warehouse Insurance was created. As a loved and trusted Kiwi Brand, The Warehouse aim to help Kiwis get more out of everyday financial services and products. As well as motor vehicle insurance, The Warehouse can help Kiwis sort their home, contents and landlord insurance too.
To cater to all types of needs and budget, Warehouse Insurance offers three levels of car insurance policies; third party with fire and theft, third party property damage and full comprehensive insurance. If you’d like to extend your cover even further, you can add on optional extras such as roadside assistance.
With Warehouse Car Insurance, you can have peace of mind knowing that any repairs arranged by them are guaranteed for life, and also the agreed value of your car. You don’t need to fill out any long forms when you make a claim either - everything can easily be sorted over the phone.
Founded back in 1869 by New Zealanders just like you, Tower Insurance have since gone on to become one of the country’s top insurance companies. With a commitment to ‘being there when you need them the most’, Tower Insurance are constantly striving to find new and better ways to give their customers insurance confidence.
When it comes to your beloved cars and motor vehicles, Tower Insurance want to give you confidence knowing that the things that matter most to you are well protected. Catering to all types of drivers and budget, Tower Insurance has three levels of car insurance policies available, with the option to add on extras such as windscreen buyout and roadside assistance.
Depending on your needs, you can select from one of their three policies; third party, third party with theft and fire or full comprehensive cover. Tower Insurance also offer insurance solutions for motorbikes and commercial vehicles.
If you have three or more policies taken out with Tower Insurance, you can save up to 20% - which is one of the highest multiple policy discounts available in New Zealand! For those who are Airpoints members, you have the added benefit of earning Airpoints Dollars™ on your car insurance policy too.
For two decades now, TradeMe has been the go to place for Kiwis to easily buy and sell goods online. After so many years of success as New Zealand’s top online marketplace and classified advertising platform, TradeMe went on to launch ‘TradeMe Insurance’.
Putting their customers at the heart of what they do, TradeMe are dedicated to deliver their customers easy to use, valuable and empowering services. Since launching in 2015, TradeMe Insurance has fast become one of the leading car insurance companies in the country.
For ‘ready to go when you need it’ insurance, TradeMe provide two different levels of coverage for their car insurance policies. For drivers who are on a budget, their third party accident policy is an affordable option. For those wanting all the bells and whistles, their full comprehensive policy is the way to go. Comprehensive cover can also be extended to include window and windscreen glass cover benefits.
All TradeMe members will enjoy 24/7 vehicle breakdown service and a 15% discount on premiums when they take out car insurance with TradeMe. When you need to cut through the clutter and get the cover you need, TradeMe Insurance are there for you.
Known to Kiwis as New Zealand’s general and specialist insurance experts, Vero have been helping their customers protect the things that matter most to them for many years now. With a commitment to creating great value insurance for their customers, Vero are there to ensure you get the right protection for your motor vehicles.
With a dedicated team of insurance specialists, Vero understand the importance of finding a policy that gets you back behind the wheel fast. Vero have three levels of motor vehicle cover, to make it easy for you to find the right plan for your needs. You can choose from third party cover, third party with theft cover and comprehensive cover.
Vero aim to make car insurance more useful and simple for you, and can assist you with finding the right insurance coverage. They will assess your motor vehicle needs, suggest a suitable policy and arrange your insurance for you, as well as be there in the future for any help you may need with making a claim.
Vero’s car insurance really goes one step beyond the rest by offering Kiwis free 24/7 emergency help assistance. Even if there is no claim involved, you can call their help team if you’ve been involved in an accident or disaster, no matter where you are in the country.
It was back in the late 1800s when Westpac first branch opened after gold was recently discovered in the Otago region. Today, Westpac have provided Kiwis with over 150 years of successful banking, and have over 200 branches and 1.2 million customers throughout the country.
Following these years of success in personal and business financial services, Westpac have gone on to now provide Kiwis with general and car insurance solutions. To help their customers keep their motor vehicles protected, they offer three levels of car insurance; third party cover, third party with fire and theft cover and full comprehensive cover. You can also add on extra coverage, such as 24/7 break down auto assistance. There are so many options to choose from so be sure to allocate some time to compare different car insurance deals that Westpac offers.
As every driver and every vehicle is different, Westpac understand that not every insurance plan will suit them. To help customers decide if their insurance is right for them, they offer a free ‘30 day look’. During this time, if you decide Westpac Car Insurance isn’t right for you, they will provide a refund on any premiums you’ve paid (if no claims are made).
After so many years of success in the financial industry, and millions of satisfied customers nationwide, it’s easy to see why so many Kiwis have now chosen Westpac Insurance for protecting their cherished assets.
Known to Kiwis as “a different kind of insurer”, Youi take the time to get to know drivers better, so that they can better protect what matters most to them. Understanding that every driver and every vehicle is different, Youi have set out to make their insurance different too.
The dedicated team of advisers at Youi are committed to getting to know you better, by making less assumptions and asking more questions. Whether you’re after basic third part cover, or full comprehensive cover, Youi have a range of policies to suit both your budget and your needs.
Offering optional add on coverage and flexible excesses, Youi can tailor make a car insurance policy to the way you use your car and the type of cover you want. To help Kiwis save even more on their insurance, Youi have a list of 40 ways to save money with them. Many variants can lower your premiums, including how far you drive to work and where your car is parked.
No matter what you need, Youi are there for you; offering both 24/7 claims assistance and a 24/7 roadside breakdown service. Help is never too far away with Youi, and you’ll get to deal with one trusted advisor who will look after you every step of the way.
It was back in 1847 when ASB opened New Zealand’s first savings bank - since then, they have gone on to help over 1 million personal, business and rural customers throughout the country. Renowned as one of NZ’s largest financial and insurance providers, ASB aim to always be “one step ahead” with both their services and products.
ASB like to keep things simple, so they’ve honed down their car insurance plans into three levels - full comprehensive, third party and third party with fire and theft. You can also add on roadside assistance to your cover, for just a small additional cost.
Not only do ASB insure cars, they can offer cover for your motorbikes, trailers, boats, caravans, yachts and more. ASB are dedicated to helping Kiwis protect all of their belongings, and offer a multiple policy discount if you take out home or contents insurance with them as well.
ASB have a number of branches throughout New Zealand, and also provide online or phone support for when you need to process a claim. They have a team of dedicated claims advisers, who will help you through the entire claims process from beginning to end or if you’re wanting help comparing different car insurance deals that they offer.