nzi car insurance nz

NZI Car Insurance

NZI Car Insurance is among the leading insurers in NZ, offering cover for private cars, motorbikes trailers, and caravans. Over the last 160 years, they’ve provided Kiwis with a wide range of products and services to protect them while on the road.

If you’re looking to cover your car against loss, theft or damage, get NZI car insurance plans here at CompareBear.

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Why choose NZI Car Insurance?

NZI car insurance is known for its numerous awards including Intermediated Insurance Company of the Year from the Australian and New Zealand Institute of Insurance and Finance. They were also given a strong car insurance rating, making them a smart choice for you and your vehicle.

Discount benefits

NZI offers a 10% discount on your full-cover car insurance when you drive less than 5,000km by the end of the policy year. 

Likewise, Kiwis driving hybrid vehicles are eligible for a discount of up to 10% on their full-cover premium. Simply make sure to consume 5.5 litres per 100km or less.

If you qualify for both, you can get a total of 15% discount on your full-cover premium.

Types of NZI Car Insurance policies

Comprehensive car insurance

Full comprehensive cover insures your vehicle from damages and liabilities caused by accidents and other circumstances.

Third-party car insurance

This is a basic coverage that helps with liabilities if you damage someone else’s car or property..

Third-party, fire and theft car insurance

This covers your car against third party, fire and theft, including the liability you caused to another person’s property.

NZI Car Insurance FAQ

How do I purchase car insurance from NZI?

You can contact one of their local brokers for your policy. They also work with large insurance brokers such as the following:

  • Aon
  • Crombie Lockwood
  • Insurance Advisernet
  • Marsh
  • NZbrokers
  • Rothbury
  • Steadfast
  • Willis Towers Watson
  • PIC Insurance Brokers Ltd
  • Malcolm Wrigley Insurance Services 

Can I make a claim when my car is involved in an accident?

You’re entitled to the market value up to the amount your car is insured for. NZI will replace your vehicle with a new one when as long as it’s less than 12 months old at the time of the accident. You can also get a new one if it’s not possible for repair.

Can I contact NZI for a flat tire?

NZI’s roadside assistance is open 24/7 if you encounter an accident. This is an automatic benefit under the Distinction policy, which offers alternative transport and cover, on top of your legal liability for injuries and property damages. On the other hand, this is an option under Echelon, which covers your keys and locks, road clearing costs, and windscreen claims.