Third-party Fire and Theft Car Insurance FAQ:
What else can I expect from my policy aside from fire and car theft insurance?
As the middle-ground option, you can get quite a lot from a third-party fire and theft car insurance policy. Some providers can even help with towing expenses, bringing your vehicle to the nearest repairer or secure place. Depending on your provider, you may also be able to get a guarantee that your vehicle will be repaired by trusted repairers.
What other options can I add to this policy?
Sometimes, providers may be able to help with any medical expenses in the event of an accident. Aside from this, you may also receive offers for glass breakage on all sides of your vehicle, whether on the side, back, sunroof, and even your windshield.
Of course, to really get the best out of your policy, you may also want to see how much a third-party policy with all the add-ons will compare against a comprehensive policy based on price.
How do I determine if this is the type of policy that works best for me?
Look at your circumstances as well as the way you use your vehicle. Where do you live? Do you think fire and theft is something you may have to deal with in the future? What’s your budget when it comes to securing insurance for your vehicle?
All these factors will be important considerations on what type of insurance policy you get for your car. For most purposes, third-party car insurance cover is sufficient enough. However, if you do want a policy with all the bells and whistles for maximum peace of mind, you might want to look into a comprehensive policy. It’s possible to compare your options here in NZ and land a policy that is both comprehensive and affordable.