How does one even budget effectively? There's the never-ending monthly bills and groceries, and of course, the occasional leisure spending. It also depends on your lifestyle, so managing your money can be real tricky. But of course, we can only try, or the alternative is piling debt.
Keeping track of your transactions is one of the best ways to manage your finances and save more money. Having a good budgeting app will not only help keep track of your money but also improve your financial habits. And since most of us are almost always on our mobile phones, it's easier to use as it allows you access to your account whenever and wherever you are.
Increase your savings this year and make better financial decisions with the best budgeting apps!
Mint has been around for quite some time now. With over 25 million users, it's one of the most used budgeting apps today, and for all the right reasons. The app is free to download and user-friendly even to those who are new at budgeting.
Users can keep track of their cash, credit cards, and investments and set up reminders for bill payments to avoid late fees. The app also provides personalized insights and custom goals to help you reach your goals such as buying for your first house, paying off your debts, and more. Improve your budgeting skills with some helpful resources from the app like blogs about personal finance and tips, and tools such as affordability calculator, loan repayment calculator.
Mint is available on the App Store and Google Play
Aside from helping you budget your money, Personal Capital has a wide range of free tools to help you grow your money. The app lets you see and manage all of your accounts in one place and has a Retirement Planner tool to help you plan your retirement. Users can also choose to become investment clients to access Personal Capital's financial advisors.
“Best for Portfolio Management" for 2020 by Investopedia
"Best Financial App Award” for 2021 by Money Under 30
"Best App for Investors" by CNBC for 2021
Personal Capital is available on the App Store and Google Play
Manage your personal finances in the easiest way possible. Money Lover lets you see where your money goes at a glance, and helps you improve your finances in the long run. The app notifies you if you’re close to your spending limit, and gives daily financial advice. Users can keep track of their expenses, create budgets, and connect the app to their bank accounts for easy checking. You can easily sync your account across devices and platforms.
Best of 2017 Android App
Google Top Developer
Editors' Choice App since 2016
Money Lover is available on the App Store and Google Play. You may also access your Money Lover account on your PC or browser.
If you want comprehensive budgeting, YNAB might suit you best. The company is known for its budgeting philosophy and has helped new budgeters save money in just two months. It has a proven method that helps users manage their money better and get ahead and pay off their debts. Unlike other budgeting apps, YNAB is proactive when it comes to helping you make better financial decisions. The only downside is you have to pay for the app, but no worries since they offer a 34-day free trial!
YNAB is available on the App Store and Google Play
If you want a no-fuss, easy-to-use budge app, Fudget is one of your best options. Manage your money with ease using simple yet useful features.
Money Lover is available on the App Store and Google Play. You may also download Fudget on your PC or browser.
Optimize your budgets and save money easily with Spendee. The app has all the necessary tools you need to start your budgeting journey. See all your money in one place by connecting your account to online banking, E-wallet accounts, and even crypto-wallet such as Coinbase! The app also helps you see the bigger picture using infographics, graphs, and insights to help you reach your goals.
Winner of Mobile UX Awards 2017
Featured by Apple App Store and Google Play
Spendee is available on the App Store and Google Play.
From getting insights on your spending to setting financial goals, Wally has it. The app centralizes all your accounts to help you manage and improve your finances. According to its website, Wally has been recommended by finance experts and leading publications over 150 times.
Wally is available on the App Store and Google Play.
Access your budget apps whenever and wherever you are with a fast mobile data connection! Improving your budgeting skills means keeping track of your expenses as often as you can, so make sure you have the best mobile plan for your needs.
Facebook is going through yet another series of data privacy issues. If you think it's time to move to a more secure social net...
Studying in NZ may not be available for now, but you can plan as early as now. Check out this guide to the cost of living in NZ...